Terms of Use
PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE. IF YOU DO NOT AGREE WITH ANY OF THESE TERMS OR CONDITIONS, DO NOT ACCESS OR OTHERWISE USE THIS SITE. BY ACCESSING AND USING THIS SITE, YOU SIGNIFY YOUR AGREEMENT TO ABIDE BY THE TERMS AND CONDITIONS OF USE SET FORTH BELOW, WHICH MAY BE UPDATED BY US FROM TIME TO TIME WITHOUT NOTICE.

PROGRAMS, PRODUCTS AND SERVICES
Not all programs, products or services described in this Web site are available in all states of the USA, countries, or other jurisdictions. Certain membership eligibility and residency requirements apply. This site is not intended for distribution to, or use by, any person or entity in any country or jurisdiction where such distribution would be contrary to local law or regulation. Any information, programs, products or services offered via this site is not intended to be an offer or solicitation by iTravelInsured or its parent company or its affiliates to any person in any state of the USA, country or other jurisdiction where such action would be unlawful or in which iTravelInsured is not qualified to do so. If you choose to access or use materials in unauthorized locations, you do so at your own initiative and are solely responsible for compliance with local laws.

PROPRIETARY RIGHTS AND USE OF MATERIALS
This site is owned and operated by iTravelInsured, Inc. a wholly-owned subsidiary of International Medical Group, Inc. No material from this site may be copied, reproduced, downloaded, uploaded, displayed, sold, published, republished, posted, transmitted, distributed, incorporated into another work or otherwise exploited in any way without the prior written consent of iTravelInsured. The modification or use of the materials from this site for any commercial purpose is strictly prohibited and is a violation of trademark, copyright and other proprietary rights owned by parties including International Medical Group, Inc. and its affiliates.

DISCLAIMER
ALL MATERIALS ON THIS SITE ARE PROVIDED “AS IS,” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, ITRAVELINSURED DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY OF FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. ITRAVELINSURED DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IT THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS. ITRAVELINSURED DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF THE RESULTS OR THE USE OF THE MATERIALS IN THE SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.

LIMITATION OF LIABILITY
Under no circumstances and in no event, including but not limited to negligence, shall iTravelInsured be liable for any indirect, special, incidental, consequential or other damages, including, but not limited to, loss of data or lost profits, which result from the use of or the inability to use, the materials in this site. Notwithstanding the above, in no event shall iTravelInsured’s total liability to you for all damages, losses, and causes of action (whether in contract, tort or otherwise) exceed the amount paid by you, if any, for accessing this site.

REGISTERED TRADEMARKS AND SERVICE MARKS
This site includes both registered and unregistered trademarks, service marks and logos. They are subject to and protected by the copyright, trademark and intellectual property laws of the United States and other countries worldwide and are the property of their respective owners. You may not copy, modify, store, transmit, reproduce or distribute any part of the information or content of these trademarks, service marks or logos without the specific prior written consent of iTravelInsured. The marks, registered marks, service marks, trademarks and logos and designs in these Web pages are the property of International Medical Group, Inc. and/or its subsidiaries.

REQUIREMENT OF WRITTEN AGREEMENT
Insurance products are underwritten and offered where available by Sirus International Insurance Corporation (publ) or Delos Insurance Company. The purchase or sale of insurance is governed by written policies or certificates. The terms of the policies or certificates are binding on the parties. No other representation, whether made in person, online electronically (including, but not limited to, representations on this site), in writing, or by graphic or verbal communication may alter the terms of those policies or certificates. The financial obligations of the policies or certificates are the sole responsibility of the underwriting company. Neither iTravelInsured nor its parent company or affiliates are legally responsible for policy/certificate obligations.

The materials on this site are limited in scope and may change without notice. The information on this site does not contain all applicable terms, conditions, limitations or exclusion of the programs, products or services described.

GOVERNING LAW
These terms of use are governed by the laws of the State of Indiana with jurisdiction and venue being in Marion County, Indiana. You agree that your referencing, using or accessing this Web site constitutes your acceptance of the jurisdiction of state or federal courts in Marion County, Indiana.

TERMINATION AND BLOCKING
You agree that iTravelInsured reserves the right to terminate and/or block your use or access of its Web sites for any reason without prior notice to you.